Finzmo-review Finzmo Rating: Finzmo Welcome Bonus Payday and personal loans from 100 EUR to 10 000 EUR Join Finzmo Now

About Finzmo Spain

Finzmo is a micro-financial organization operating in Spain that provides an innovative and convenient way to find online loans. As stated on their website, Finzmo aims to assist users in accessing the most suitable financial products by collaborating with reputable and reliable credit institutions. They offer a wide range of loan options, including fast loans and car-backed loans, with quick online processing and immediate availability of funds.

One of the key features highlighted by Finzmo is their ability to provide quick loans online, ranging from 50 to 1,000 euros. They also offer a special promotion for first-time borrowers, allowing them to secure their initial loan at 0% interest. This feature can be particularly appealing to individuals who require immediate financial assistance.

Additionally, Finzmo provides a credit option secured by the borrower’s car. This allows individuals to obtain loans ranging from 1,000 to 15,000 euros while still being able to use their vehicle. The company emphasizes the simplicity and ease of obtaining money through this car-backed loan service.

When it comes to loan repayment terms, Finzmo offers flexible options. Borrowers can choose repayment periods ranging from 91 days to 60 months. The Annual Percentage Rate (APR) for the loans varies between 0% and 3752%, depending on the specific loan and borrower’s circumstances.

Finzmo collaborates with a wide range of reliable credit entities to provide their services. They claim to have a high approval rate for loans and boast of offering multiple immediate loan offers to their customers. By working with a large number of financial institutions, they strive to find the most suitable loan options for their users.

The website provides a clear outline of how the loan process works. Users are required to fill out a simple online form, after which they can choose from multiple loan offers. Once the borrower completes the application process, they can expect to receive their loan promptly.

Testimonials from satisfied customers are also featured on the website, highlighting the positive experiences of individuals who have used Finzmo’s services. These testimonials praise the speed, convenience, and lack of interest associated with the loans.

Finzmo emphasizes that their service is free of charge to users. However, the exact cost of each loan depends on the individual’s application and the lending partner associated with Finzmo. The website provides representative examples of loans and their associated costs, in compliance with the applicable consumer credit regulations.

In terms of privacy and security, Finzmo claims to apply the highest standards to protect the personal information of their customers. They assure users that all transmitted and stored data is fully encrypted, ensuring confidentiality and privacy.

With over ten years of experience, Finzmo has established itself as a trusted provider of financial products. They have assisted over six million individuals across seven countries in finding the loans they need, with a total value of over 720 million euros.

In summary, Finzmo is a micro-financial organization in Spain that offers an intelligent and convenient way to obtain online loans. With their user-friendly platform, diverse loan options, quick processing, and commitment to privacy and security, Finzmo aims to provide a reliable and accessible solution for individuals in need of financial assistance.

Features Finzmo

Finzmo is a free instant online finance search engine. We cooperate with the most prestigious and reliable credit institutions, so our customers have the widest choice of financial products.

Payday loans and personal loans from 100 EUR to 10 000 EUR


  • Flexibility: the client chooses the loan amount and term.
  • Savings: we research the most reliable and recognized lending institutions and offer our clients the best loan option.
  • Time saving: the process is 100% online. No queues, no endorsements, no paperwork.
  • Technology: the search for fast loans is processed with absolute speed, care and security. We use thousands of data points to select the best offer.
  • There are no hidden or additional costs.

Borrower Requirements

  • Age – 18-70 (21-60 is best)
  • Income – 300€+ (500€+ is best)
  • Availability of a bank account
  • Employment – exclude unemployed, preferably fully employed, but some lenders are also happy to accept freelancers, business owners, etc.

How to get loan from Finzmo ?

To apply for a loan from Finzmo, follow these step-by-step instructions:

  1. Visit the Finzmo website: Go to using a web browser on your computer or mobile device.
  2. Explore the website: Take some time to familiarize yourself with the information provided on the website. You can learn about how Finzmo works, the advantages they offer, and their contact information.
  3. Create an account: If you don’t have an account with Finzmo, you’ll need to create one. Look for the “INICIA SESIÓN” (Log In) button and click on it. Then, find the “PERFIL” (Profile) option and click on it. Look for a registration or sign-up link and provide the required information to create your account. This may include your name, email address, and password.
  4. Fill out the loan application form: Once you have created an account and logged in, navigate to the loan application section. Look for a button or link that says “Rellena un sencillo formulario” (Fill out a simple form) or something similar. Click on it to access the loan application form.
  5. Provide personal and financial information: Complete the loan application form by entering the necessary details. This may include your personal information (such as name, address, date of birth) and financial information (such as income, employment details, and expenses). Make sure to provide accurate and up-to-date information.
  6. Choose your loan options: After submitting the application form, you will be presented with multiple loan offers. Review the options available to you, including loan amounts, interest rates, and repayment terms. Take your time to compare the offers and choose the one that best suits your needs.
  7. Complete the loan process: Once you have selected a loan offer, follow the instructions provided to complete the loan process. This may involve providing additional documentation or verifying your identity. Follow the guidance given by Finzmo and provide any requested information promptly.
  8. Review and accept the loan terms: Before finalizing the loan, carefully review the terms and conditions associated with it. Pay attention to the interest rate, repayment schedule, any fees or charges, and other relevant details. If you agree to the terms, indicate your acceptance either by electronically signing the agreement or following the provided instructions.
  9. Receive the loan funds: After accepting the loan terms, Finzmo will process your application. If approved, the loan funds will be disbursed to you according to the agreed-upon method. This may involve transferring the funds to your bank account or providing them through other means.
  10. Repay the loan: Once you have received the loan funds, it’s important to fulfill your repayment obligations. Follow the repayment schedule outlined in the loan agreement and make the payments on time. This will help you maintain a good relationship with Finzmo and avoid any potential penalties or adverse effects on your credit.

Remember, the above steps are a general guideline based on the information available on the Finzmo website. It’s always recommended to refer to the website directly for the most accurate and up-to-date instructions and requirements for obtaining a loan from Finzmo.

How to pay loan to Finzmo ?

Based on the information provided on the Finzmo website, here is a step-by-step manual on how to repay a loan to Finzmo:

  1. Review the Loan Terms and Repayment Schedule: Carefully review the loan agreement and payment terms that you accepted when you received the loan from Finzmo. Understand the due dates, payment amounts, and any other relevant details regarding the repayment of your loan.
  2. Set up Automatic Payments (if available): Finzmo may offer the option to set up automatic payments from your bank account or other payment method. This can help ensure that your payments are made on time and avoid any late fees or penalties. Look for this option on the Finzmo website or contact their customer service for assistance.
  3. Make Payments Manually: If you do not have the option to set up automatic payments, you will need to make your loan payments manually. Finzmo likely provides several payment methods, such as bank transfer, debit card, or online payment portal. Visit the “Contáctanos” (Contact Us) section of the website to find the available payment options and instructions.
  4. Make Payments on Time: It is crucial to make your loan payments on or before the due dates specified in your loan agreement. Late payments may result in additional fees or negatively impact your credit score. Set reminders or calendar notifications to ensure you remember the payment due dates.
  5. Keep Track of Your Payments: Monitor your loan account and keep records of your payments. Finzmo may provide an online portal or account management tools to help you track your payment history and remaining balance.
  6. Contact Finzmo if You Encounter Difficulties: If you are unable to make a payment on time or need to discuss any changes to your loan repayment plan, contact Finzmo’s customer service team immediately. They may be able to provide assistance or discuss alternative payment arrangements.
  7. Ensure Successful Payments: After making a payment, verify that the payment was received and processed correctly by Finzmo. This can be done by checking your account or contacting their customer service.
  8. Maintain Communication with Finzmo: Throughout the loan repayment process, stay in communication with Finzmo. Respond to any inquiries or requests for information promptly to maintain a good relationship and ensure a smooth repayment experience.

Remember, the specific steps and instructions may vary slightly depending on any updates or changes made to Finzmo’s loan repayment policies and procedures. It is recommended to refer to the latest information on their website or contact their customer service team for the most up-to-date guidance.

FAQ about Finzmo

Finzmo is a micro-financial organization based in Spain. It is an online platform that offers a smart and convenient way to find loans and financial solutions.

Finzmo works by connecting users with reliable credit institutions and lenders. The process is simple:

  • Fill out a simple form: Users need to provide some basic information by filling out a form on the Finzmo website.
  • Choose from multiple offers: Once the form is submitted, users receive multiple loan offers from various lenders.
  • Complete the application and get your loan: Users can review the offers and choose the one that best suits their needs. Then, they can complete the application process and receive the loan.

Finzmo offers different types of loans to cater to various financial needs. Some of the loan options available include:

  • Quick loans: These are online loans that provide immediate access to smaller amounts, typically ranging from 50€ to 1,000€.
  • Car-backed loans: Finzmo offers loans that are backed by your car as collateral. This allows you to obtain higher loan amounts, ranging from 1,000€ to 15,000€, while still being able to use your car.
  • Line of credit: Users can also access a line of credit, which provides flexibility in borrowing and repaying funds as needed within a certain limit.

Finzmo offers several advantages to its users:

  • High approval rate: Finzmo works with a wide range of credit institutions, increasing the chances of loan approval.
  • Multiple loan offers: Users receive multiple loan offers from different lenders, allowing them to compare and choose the best option.
  • Free service: Finzmo’s services are free to use. There are no charges or fees for accessing loan offers through their platform.
  • Speed and convenience: The online application process is quick and straightforward, saving users time and effort.
  • Privacy and security: Finzmo takes the privacy and security of user data seriously, employing high standards of data protection.

The cost of a loan through Finzmo depends on the user’s specific loan request and the lending partner chosen. The exact terms and conditions, including interest rates and repayment terms, will be determined by the lender. It is important for users to carefully review the loan offers and compare them before making a decision.

Finzmo offers loan repayment periods ranging from 91 days to 60 months (5 years). The specific repayment term will depend on the loan amount and the agreement reached with the lender.

Yes, Finzmo prioritizes the privacy and security of user information. All personal data provided through the platform is treated with strict confidentiality and stored securely. Finzmo uses encryption technology to protect user data and follows industry best practices to safeguard privacy.

Finzmo works with a variety of lenders, some of whom may consider loan applications from individuals with less-than-perfect credit. While approval is not guaranteed, Finzmo’s extensive network of lenders increases the chances of finding a suitable loan option, even for those with less favorable credit histories.

The time it takes to receive the loan funds can vary depending on the lender chosen. Some lenders may offer same-day disbursement, while others may take a few business days to process and transfer the funds.

If you need further assistance or have any questions, you can contact Finzmo through their website. Visit and navigate to the “Contáctanos” (Contact Us) section to find the available contact options, such as phone or email.