Kredito24 India-review Kredito24 India Rating: Kredito24 India Welcome Bonus 3 steps online to get a loan! Join Kredito24 India Now

About Kredito24 in India

Namaste! Kredito24 is a multinational finance company that has now graced the sacred soil of Bharat with its presence. We are your steadfast saarthi (guide) in all matters pertaining to the realm of finance. Our wise gurus will carefully advise and guide you on the auspicious path towards securing a loan.

The Kredito24 service will bring financial solutions to you as swiftly as the wind, and as effortlessly as the flow of the Ganges: Simply complete the online registration application, and we shall review it with the diligence of a thousand sages, before transferring the wealth to your bank account within the auspicious span of 24 ghadis (hours).

Why do customers choose the Kredito24 service?

  • SIMPLE : It takes but 5 minutes, shorter than the blink of Lord Shiva’s third eye, to complete the registration form, and our online consulting team will address all your queries with the wisdom of the Vedas.
  • FAST : We understand your desire for wealth is as urgent as the monsoon rains after a drought. Thus, our online registration application encompasses only 5 simple steps and your documents data.
  • CONVENIENT : You need not undertake the arduous journey to the bank, nor stand in line like a humble devotee, nor call upon anyone. Simply send your information from your phone or computer/tablet, and all your financial woes shall be alleviated.
  • SUPPORTIVE : We shall advise and support you throughout this sacred journey, from the initial invocation to the final offering. We shall remind you each month, as dutifully as the rising sun, when you must make your payment, and support you like a mother’s embrace if you cannot pay on time.
  • SAFE : Kredito24 operates within the boundaries of this great nation and abides by its ancient laws. We provide services of the highest purity, as sanctified as the waters of the Ganga, in order to nurture the flourishing of financial markets.
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Terms and conditions

Instant cash loans

Up-to ₹ 40,000 for up-to 180 days in 5 minutes.

First loan for FREE

You don’t need to confirm income, bring references, visit our office

With our instant cash loan online service, you don’t need to confirm income, bring references, visit our office


  • filling out the registration form takes only 5 minutes;
  • convenient and fast loan servicing – 100% online;
  • only 3 easy steps to get a loan;
  • money transfer to a bank account within 24 hours;
  • flexible repayment terms;
  • possibility to extend the loan term;
  • consultations and customer support throughout the whole process.

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How to get loan ?

Fill up the online registration form and you could pocket up to 40,000 INR straight to your account. Kredito24 hooks you up with the chance to snag loans from trustworthy credit buddies. To get your hands on some cash, all you gotta do is provide: any document, your phone number, and a bank account under your name.

  • Get Registered It’s a quickie – just 5 minutes to fill out the form. Once done, authenticate your deets with the OTP sent via SMS in the final step.
  • Seek Counsel Hold tight and wait for us to hit you up with some financial wisdom. We’ll sort out the nitty-gritty – terms, contracts, and your loan essentials. Then, watch as the moolah rolls into your account.
  • Cash Rush Within 24 hours of giving us the nod via SMS, the cash will hit your account faster than you can say “loan approved!”

No more bank queues and waiting around. We’ve got your back. Kredito24 is just a tap away on any device with internet. Whether you’re on the go or chilling at home, getting loans is a breeze.

How to pay a loan ?

Payment via payment system

  • Visit Account Page;

  • Enter the OTP Code sent through SMS and then click the «Log in» button;

  • Click on the button “make payment”

  • Use following details for payment

  • Available payment methods:
    UPI\Net Banking

Once we receive your payment, we will send a confirmation email.


Payment by bank details


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After making the payment, send a screenshot and your agreement number to


If you haven’t received an OTP code within 5 minutes, please verify the mobile number you provided and then click on “Resend / Receive Password Via SMS.” If you still haven’t received an OTP, please reach out to us at

Upon confirming the contract, we dispatch the money to you within a couple of seconds. From thereon, the timeframe for receiving the funds relies on your bank’s processing procedures.

Once the contract is signed, the requested amount is promptly dispatched. The time it takes for you to receive the money will depend on your bank’s processing speed.

The name of the account holder and the account number provided in the application must match. Failure to do so will result in the money not being transferred to the account, and the application will be automatically rejected.

For payment related concerns like unposted payments you may reach support contacts:

To ensure a secure transaction, we exclusively deposit approved loan proceeds into a bank account registered under your name. This account must be active and should not be designated solely for payroll transfers.

Upon confirmation of the contract, we’ll promptly dispatch the requested amount. The timeline for the transfer thereafter is subject to your bank’s processing speed. Typically, the transfer occurs within a window of up to 2 days. We’re actively working to expedite the disbursement process.

Unlock the advantages of Kredito24 products in just 4 simple steps:

  1. Access our Mobile App Kredito24 or visit our website’s main page at
  2. Ensure accurate completion of all information on either the Kredito24 website or mobile app to expedite processing and enhance loan approval likelihood.
  3. Validate the loan contract via the OTP message sent to your registered mobile number.
  4. Optionally, our verifiers will reach out to confirm your details. Please remain available to receive incoming calls.

To extend your loan term, you must pay 7% from the current loan amount plus the charges. You can find the exact amount in the personal page in this link.

You can repay the loan amount through our website or mobile application

All costs are published and there are no hidden charges. To know more about all the charges and fees please take time to read our Loan Agreement Terms and Condition upon signing up for our services. Please, note that the online Calculator will compute your total repayment amount only until the due date.

Our interest rate depends on our product: maximum of 0.2% and min 0% per day. Overdue interest will be charged 0.2% every day.

Our current loanable amounts for first-time applicants range from 1,000 to 10,000. Repeat borrowers in good standing can borrow up to 40,000. Use the Loan Calculator on the website for your desired loan amount. Select a payment term between 7 and 28 days. The Calculator will compute for the total repayment amount.

To ensure a secure transaction, we exclusively deposit approved loan proceeds into a bank account registered under your name. This account must be active and not designated for payroll transfers.

We provide our services throughout the India. You can apply wherever you are in the India.

Our successful borrower:
1. Has age of 22 years old and above
2. Has stable income.
3. Has a personal active bank account.
4. Provides AADHAR and PAN

As much as we wanted to approve your application, we’re unable to find a suitable financial package for you at this point in time. Please get in touch with us after 30 days and from there we will be happy to assist you further.

Enjoyed our product? Unlock more benefits with special offers tailored for our trusted customers by applying for a re-loan:

  1. Visit our website or mobile App and select the “Repeat Loan” option. Fill in the required information and proceed to login.
  2. Upon logging in, you’ll find the option to apply for a reloan. Specify the desired amount and terms, then click on “Apply.”
  3. Stay updated on your loan application status through SMS or email notifications.
  4. Once your loan is approved, we swiftly transfer the funds to your bank account. Please note that the actual posting time depends on your bank and may take more than one business day (excluding weekends and holidays).

We promptly transfer the approved loan to your bank account. The exact posting time varies depending on your bank, and in some cases, may extend beyond one business day (excluding weekends and holidays).

The funds will be deposited into the bank account you specified in your application. The actual posting time is contingent upon your bank, and in certain instances, may extend beyond one business day.

Updates regarding your application status will be communicated to the phone number and email provided during registration. Upon approval of your application, you will receive both an SMS and an email notification.

You need to provide AADHAAR and PAN

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