MoneyCat Philippines-review MoneyCat Philippines Rating: MoneyCat Philippines Welcome Bonus 3 easy steps to get a loan up to 20,000 pesos Join MoneyCat Philippines Now

Overview of MoneyCat

MoneyCat is a microfinance organization in the Philippines offering fast and convenient online cash loans. With a streamlined application process, borrowers can receive funds quickly, often within 30 minutes of approval. MoneyCat caters to both first-time and repeat borrowers, providing flexible loan terms and competitive interest rates.

Advantages and Features of MoneyCat


  • Quick Approval: Loans are approved rapidly, sometimes within minutes.
  • No Need for Collateral: Borrowers do not need to provide collateral to secure a loan.
  • User-Friendly Process: The entire application and repayment process is straightforward and conducted online.
  • First Loan Free: New customers can avail their first loan with 0% interest.


  • Loan Amount: Ranges from PHP 500 to PHP 20,000.
  • Loan Term: Flexible repayment terms from 7 to 180 days.
  • Interest Rates: First-time borrowers enjoy 0% interest, with subsequent loans attracting competitive rates based on the borrower’s credit profile.

How to Take a Loan from MoneyCat

  1. Visit the Website: Go to the MoneyCat website.
  2. Sign Up: Create an account and fill out the online application form.
  3. Submit Documents: Upload required documents such as valid ID, proof of income, and proof of address.
  4. Approval: Wait for approval, which can take as little as 30 minutes.
  5. Receive Funds: Once approved, the loan amount is transferred to your bank account.

How to Repay a Loan with MoneyCat

  1. Log In: Access your MoneyCat account.
  2. Check Loan Details: Review your loan repayment details.
  3. Choose Payment Method: MoneyCat offers multiple payment options including online banking, mobile payment apps, and over-the-counter payments.
  4. Make Payment: Complete the payment by the due date to avoid additional charges and maintain a good credit score.

Frequently Asked Questions about MoneyCat

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Approval can take as little as 30 minutes, but can take up to 24 hours.

Loan terms range from 7 to 180 days.

Loan amounts range from PHP 500 to PHP 20,000.

Yes, early repayment is encouraged to avoid additional fees and improve your credit score.

If your application is rejected, you can reapply after 30 days.


MoneyCat offers a reliable and convenient option for short-term cash needs in the Philippines. With its user-friendly platform, quick approval process, and flexible loan terms, it caters well to those needing urgent financial assistance. However, borrowers should use such services responsibly and ensure they can meet repayment obligations to avoid financial difficulties.