Payzonno-review Payzonno Rating: Payzonno Welcome Bonus Loan $100-$5,000 for US citizens Join Payzonno Now

Overview of Payzonno

Payzonno is a micro-financial organization based in the United States, specializing in connecting individuals with lenders for personal loans. The platform offers a user-friendly online application process, facilitating quick access to funds ranging from $100 to $5,000. Payzonno operates as an intermediary, matching borrowers with a network of lenders, ensuring a streamlined and efficient loan application experience.

Payzonno aims to provide financial relief with minimal hassle, making it a viable option for those in need of immediate financial assistance. The service is designed to cater to a broad range of credit scores, making it accessible to a wider audience. The platform prides itself on speed and convenience, promising fast approvals and fund disbursement.

Main features

  • possibility to receive a loan in the amount from 100 to 5000 US dollars;
  • repayment period of 30 days
  • simple and secure online form;
  • fast crediting of funds to the account.

Basic requirements to the borrower

  • At least 90 days of employment time at your current job;
  • be a U.S. citizen/permanent resident over the age of 18.
  • Receive a paycheck of $1,000 per month after taxes;
  • having an account in your name;
  • a valid e-mail address;
  • a home/work phone number.
  • Payouts vary

GEO: USA, not available in NY, AR, VT, WV, GA, NH, CT, SD.

How to Take a Loan with Payzonno

Taking a loan with Payzonno is a simple process that involves the following steps:

  1. Application: Visit the Payzonno website and complete the online application form. You will need to provide personal details such as your name, address, employment information, and bank account details.
  2. Submission: Submit your application for processing. Payzonno will match your application with suitable lenders from their network.
  3. Approval: Once a match is found, the lender will review your application. If approved, you will receive a loan offer detailing the terms and conditions.
  4. Acceptance: Review the loan terms and accept the offer if it meets your needs. The funds will then be transferred directly to your bank account, often by the next business day.

How to Repay a Loan with Payzonno

Repaying a loan acquired through Payzonno is designed to be as convenient as the application process:

  1. Repayment Schedule: Upon approval, you will receive a repayment schedule outlining the due dates and amounts.
  2. Automatic Debit: Most lenders offer automatic debit from your bank account, ensuring timely payments without the need for manual intervention.
  3. Online Payment: You can also make payments online through the lender’s portal, providing flexibility and control over your repayments.
  4. Early Repayment: Many lenders allow early repayment without penalties, which can help reduce the overall interest paid on the loan.

Pros and Cons of Payzonno


  • Convenience: Entirely online process from application to fund disbursement.
  • Speed: Quick response times with funds available as soon as the next business day.
  • Accessibility: Accepts a wide range of credit scores, making it accessible to many borrowers.
  • Transparency: Clear loan terms provided by the lender before acceptance.


  • Interest Rates: Higher interest rates compared to traditional bank loans.
  • Third-Party Lenders: Payzonno itself does not lend money but connects borrowers with lenders, which may lead to varying experiences.
  • Limited Control: The platform has no control over the specific terms offered by lenders, which may vary.

FAQ about Payzonno

Any US citizen or permanent resident aged 18 or older with a valid Social Security number and regular income can apply.

The approval process is quick, often within minutes, and funds can be disbursed within 24 to 48 hours.

Applicants must have a valid email address, home and work phone numbers, and a minimum monthly income of $1,000 after taxes.

Yes, most lenders allow early repayment without penalties, helping you save on interest.


Payzonno offers a practical solution for those in need of quick and convenient personal loans. By connecting borrowers with a network of approved lenders, the platform simplifies the loan acquisition process, ensuring a fast and secure experience. While the higher interest rates and involvement of third-party lenders may be a drawback, the benefits of speed, convenience, and accessibility make Payzonno a viable option for short-term financial needs.

For more information, visit their official website at Payzonno.